Using Your Private Health Cover Before Your Private Health Limits Reset


Many of us review our private health cover each year and wonder whether it’s worth keeping. For some, it’s like insurance for emergencies. For others, it’s essential for staying healthy and active.


Most health funds reset your private health limits on January 1st. Any unused benefits are lost. Unfortunately, many people wait until pain becomes severe, often requiring more treatment and exceeding their limits.


Top-level private health cover often includes low or no-gap physiotherapy, podiatry, clinical nutrition, and physiotherapy bikefit sessions. These services support injury management, prevention and overall health.


With only a few weeks left in the year, now is the best time to maximise your private health limits with the expert team at Star Physio.


How to Get the Most Out of Your Private Health Limits Before They Reset


  • Address niggles, pains or injuries early.
    Get in now and enjoy the festive season with less pain! Our expert physiotherapists and podiatrists can help. Book your appointment here!

  • Managing chronic or ongoing pain?
    Steve Jeffries, Nigel Travers and Aaron Tay are experts in ongoing and complicated pain. They consult at Mosman Park and West Perth.
    Read more about lower back pain here!

  • Foot or ankle pain? Need general foot care?
    Our podiatrists treat foot pain, ingrown nails, sports injuries and prescribe custom orthotics. When were your orthotics last updated? Get in now for one of the remaining podiatry appointments for 2025!
    Book with Sam or Julie here.

  • Update your orthotics now!

  • Hip or knee arthritis?
    The world-leading GLA:D Program helps reduce pain and improve function without surgery. HBF and HCF are offering this program for free for eligible members! Read more here!
    Book with Aaron, our accredited GLA:D physiotherapist.

  • Need nutrition advice for weight, health optimisation, sports performance or surgery prep?
    Our dietitian and nutrition service provides personalised guidance.
    Read more or book with Donna.

  • Cyclist or triathlete with discomfort or pain?
    A physiotherapy bikefit can resolve saddle pain, numbness, knee pain and other cycling issues.
    Learn more or book your bikefit — rebates apply and some with top private health cover may have a gap free bikefit! Only a few bikefit appointments remain before the end of the year!

  • Star Physio Bikefit can eliminate your saddle pain!


Use your private health cover before 31 December 2025 to avoid losing your unused benefits for the year.

Get in touch today
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