I’m going to have a little rant today, so bear with me…
Private health insurance is an absolute necessity if you are playing volleyball – or any sport for that matter. In the past month, I have seen three patients requiring surgical intervention – all of whom did not have private health insurance!
Without private health cover, you have two options:
1. Access the public health system. For a non-life threatening surgery (eg. a knee reconstruction or shoulder stabilisation surgery), you will be put on a wait-list and it may be a year or more before you undergo surgery, or;
2. Choose to go through the private health system and pay big bucks upfront. I was recently quoted $10K upfront when I asked about the cost of an ACL reconstruction for one of my patient’s who did not have private health cover
Basic hospital cover costs around $2 per day. “Extras” like physiotherapy, chiropractic and remedial massage are not worth paying for at a lower level, unless you think you will need a lot of treatment. So if money is tight, skip the “extras cover” and just go for basic hospital.
To put it simply – If you don’t have private health cover and you are playing volleyball- you are crazy!
Don’t risk it. Go to http://www.iselect.com.au/ to check out your options.
Until next time!